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Everlecia aka Mrs. HowTo

About me

Hey, I’m Everlecia aka Mrs. How To—writer, educator, and the face behind Mrshowto. I’ve written five books and spent over a decade studying finance, not just from textbooks, but by living it, testing it, and learning the hard way.

I’ve paid off a 6 year car loan in 2.5 years, saved $25,000 two years after never having been able to save more than $2,000. I took my credit score from 480 to 765. And reached my ultimate goal to buy a house.

One of the biggest lessons I’ve learned? It’s not about how much you make, it’s about how well you manage it. Because let’s be real—if you make a million and spend a million, you’re still sitting at zero. That realization changed everything for me and sparked my mission to help others flip the script on their finances.

I break down money in a way that’s real, relatable, and doable. No boring jargon, no overwhelming charts—just clear steps that show you how to pay off debt faster, actually save, and build wealth that lasts. My work is all about giving you the confidence to handle your money, no matter your starting point.

Outside of writing and teaching, I’m all about style, storytelling, and experiences that make life richer in every sense of the word.

At the end of the day, my goal is simple: to help you take control of your money, your mindset, and your future—because you deserve more than just getting by. You deserve to thrive and enjoy your money. 

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